English | Italian

"3 Online Budgeting Tools for..." (Theme) The lastest total: 100+. you can read with page flip.

close
show list
related videos
Upgraded Online Banking (Personal & Business)
How To Add Other Andhra Bank Accounts In Online Andhrabank For Money Transfer
How To Transfer Money To Any Other Bank Account In Online Sbi
Online Banking Security - Challenges and Solutions
ICICI Bank timings and online transactions deposit credit timings
SBI Bank timings and working hours
Continue »
Pop theme

Bibeau,Europe budget,Joko Widodo,Ebola Virus,Bharatiya Janata Party,Oscar Pistorius,Dilma Rousseff,Jeffrey Fowle,Taylor Swift,Zellweger

Related theme

may budgeting,picture

3 Online Budgeting Tools for Getting Your Finances Under Control


TSGI Chartered Accountants Presents at House Of Commons - Standing Committee On Finance

2013-09-09 12:23:30

Sometimes having the money to buy the things you want isn’t about what you earn but about how you budget. Making and sticking to a budget isn’t always easy. Fortunately, online tools can make this difficult task more manageable. We’ve rounded up our favorite online budgeting tools that can help you make — and not break — a budget that meets your financial goals. Not only can you eliminate debt, but you can save for that vacation you’ve been wanting to take.

Best for all around budgeting: Mint

Mint

This personal finance site aims to make budgeting as simple as possible. To get started with Mint, just follow the setup process to connect with your other financial accounts. Mint will pull in your data and automatically calculate a budget based on your current spending, though you can

modify it as much as you’d like.

As you spend or save, Mint keeps track of your transactions, automatically filing them in the appropriate budget categories. The service even emails you when you go over budget in a category, reminds you of bill due dates, and suggests signs when a specific transaction might be fraudulent. Automatically generated charts and graphs along with those email notifications make it easy to stay on top of your finances and reach your financial goals, whatever they may be.

When you’re sharing this kind of information with a service, you have reason to be concerned about security. Mint is owned and operated by well-known software company Intuit, makers of QuickBooks and TurboTax. Although Mint can view your financial data, it can’t edit it or make any transactions, which means no one can use Mint to get at your money. Additionally, Mint uses bank-level security that’s verified by TRUSTe and VeriSign, which is to say it’s very secure.

Mint is a free service, though it does recommend other financial services that might have their own fees if you choose to use them. However, you can get plenty out of Mint without paying a dime. You can also use Mint on your iPhone or Android device for free.

Best for customizing budgets: PocketSmith

PocketSmith

If you like the idea of Mint but want something that goes a bit deeper, PocketSmith may be just the thing. It provides tools similar to Mint’s, importing information directly from your bank accounts, sorting your transactions, and providing great visual graphs. Then it takes these features further.

While Mint only lets you enter data by linking accounts, PocketSmith lets you enter information manually or import from a budget spreadsheet you maintain yourself. Instead of budgeting month to month, PocketSmith lets you create weekly or bi-weekly budgets if that works better for you. For example, if you get paid twice a month, it might make more sense to create budgets that cover two weeks at a time. We love the added flexibility, though not everyone will necessarily need it.

PocketSmith can even predict your finances, estimating how much money you’ll have next week or next month based on current data. This can make it easy to spot financial trouble before you’re in trouble — and it’s tremendously helpful for planning future spending.

As with Mint, PocketSmith takes your financial information security seriously. Everything is encrypted, and no one but you has access to your personal information.

The only thing we don’t like about PocketSmith is the subscription fee. While the basic service is free, that won’t get you access to all of PocketSmith’s features; you only get two accounts, two calendars, and six months of financial projections. For $9.95 a month, however, PocketSmith can access live bank feeds and use 10 calendars, 10 accounts, and 10 years’ worth of financial projections. If you’re on the fence, try creating a free account to see if you like it; you can sign up without any commitment.

Best for debt payment planning: ReadyForZero

ReadyForZero

From credit cards to student loans, most of us are in debt — and once you get into debt, it can be tricky to get out. ReadyForZero is the solution. Feed your financial information into ReadyForZero, and the site helps you create a personalized plan to pay off your debts as quickly and painlessly as possible. There’s also an iPhone app for checking up on your finances on the go. As with all of these financial services, ReadyForZero’s security is paramount. It runs on secure Amazon Web Services servers and is certified secure by McAfee.

There’s no tricky financial magic to what ReadyForZero does; it just gives you a clear picture of your finances, recommends a payment plan to pay down higher interest loans first, and sends you reminders so your bills get paid on time. But even though it’s not complicated, the service can really help you pay down your debt — in fact, ReadyForZero says regular users pay off their debts twice as fast as typical debtors.

The basic service is free. For more features, there’s a Plus service, which costs $7 a month or $75 a year. In addition to the standard features, ReadyForZero Plus also helps track your credit score and lets you configure automatic online payments to anyone you owe money to. Though many online banking services offer online bill payment services, they don’t always accommodate all of the payment destinations you need — and they certainly don’t offer them alongside ReadyForZero’s advice on paying down debt.

Investigate your online banking options

Before you sign up for any third-party service, take a look at the online tools your own bank offers. Though they probably won’t have the slick, budget-making features of Mint or PocketSmith, they’re the best way to get a current picture of your finances for whatever budgeting method you choose to use.

Many banks also offer online bill management and payment tools, though your bank may or may not support all of the companies you have accounts with. For example, if you typically bank with Bank of America but have a credit card with Chase Bank, you may not be able to pay it through Bank of America’s online bill payment. Be sure to check all of your financial accounts against the service you want to use to make sure they talk to each other before taking the plunge and later discovering you aren’t getting the whole financial picture you hoped for.

While budgeting can be a headache, we think these online financial services make it a lot easier especially come tax time. One of them may be a perfect fit in your budgeting picture!

This article was written by Elizabeth Harper and originally appeared on Techlicious.

More from Techlicious:

View Original Article: time.com
Disclaimer statement: The point of this article or rights belongs to the authors and publishers. We take no responsibility for the content of this article and legitimacy.
Do you have any questions about this article, please contact the news source time.com.
Or contact us

Share

Write an article relevant this topic share on facebook share on twitter share on google plus share on oknews share on linkedin share on digg share on reddit share on newsvine share on pinterest share on netlog share on tumblr share on delicious send email print add to favorite

"3 Online Budgeting Tools for..." IN THE COMMUNITY!

Facebook
    Twitter

      PHOTO

        No results related
      Share one Sentence

      Manage my submission

      [{"b":"b","i":"1273810","t":"Suspect from Salt Lake City arrested in death of 2 California deputies","a":1},{"b":"a","i":"1335680","t":"KwikWork Software Development Kit From enChoice Reduces Costs & Time Required For IBM Content Navigator Customization","a":2},{"b":"a","i":"1335686","t":"Traffic costs expected increase by 2030","a":3},{"b":"b","i":"1273769","t":"Internet Of Things Poised To Drive New Business Opportunities, New CompTIA Research Brief Asserts","a":4},{"b":"b","i":"1273770","t":"Snowflake Reinvents The Data Warehouse For The Cloud","a":5},{"b":"b","i":"1273749","t":"Australia s mosques throw open their doors in attempt to shake away misconceptions about Islam - Yahoo!7","a":6},{"b":"b","i":"1273702","t":"Rizalman to appear in NZ court today - Yahoo News Malaysia","a":7},{"b":"a","i":"1335648","t":"Free access to museums","a":8},{"b":"a","i":"1335651","t":"More from SDReader","a":9},{"b":"a","i":"1335630","t":"Kiwis line up on front row for Gold Coast 600","a":10},{"b":"b","i":"1273670","t":"Ebola Reston: A look back at the monkey house","a":11},{"b":"b","i":"1273655","t":"History: Oct. 25, 2014","a":12},{"b":"e","i":"530048","t":"Hard-Won Lessons In Luxury Marketing: The Case Of Damilano And Barolo","a":13},{"b":"a","i":"1335593","t":"U.S. Secretary of Commerce Penny Pritzker Addresses the American Chamber of Commerce in South Korea","a":14},{"b":"d","i":"959777","t":"An author's advice: Live true to yourself, says Nobel winner Gao Xingjian","a":15},{"b":"a","i":"1335597","t":"Liberal Democrats would allow safe standing at football","a":16},{"b":"a","i":"1335553","t":"Domtar Reports Rise in Third Quarter Net Earnings","a":17},{"b":"a","i":"1335554","t":"Statement by Gov. Perry on Nina Pham being declared Ebola-free","a":18},{"b":"b","i":"1273606","t":"Business Integrity Introduces ContractExpress For SharePoint 4.6 With DocuSign Integration","a":19},{"b":"b","i":"1273614","t":"Connected Data Launches Transporter Genesis, The First Private Cloud Appliance To Deliver Dropbox-Like Functionality For The Enterprise","a":20},{"b":"b","i":"1273582","t":"Liberal Democrats announce more help for carers","a":21},{"b":"a","i":"1335494","t":"Next big medical breakthrough should be in mental health","a":22},{"b":"a","i":"1335498","t":"Putin says US shouldn\u2019t mess with Mother Russia \u2014 Marc Champion","a":23},{"b":"f","i":"1157550","t":"Tonight's Digital Headlines","a":24},{"b":"c","i":"1883801","t":"Historian: Shroud of Turin is actually a medieval Easter prop","a":25},{"b":"a","i":"1335462","t":"Codemasters Announces Toybox Turbos, Coming November 11","a":26},{"b":"a","i":"1335478","t":"Neil surprised after 'reinventing wheel'","a":27},{"b":"a","i":"1335417","t":"Naperville\u2019s Miranda Kugelberg recovers with help from \u2018friends\u2019","a":28},{"b":"a","i":"1335429","t":"Overworking has high costs","a":29},{"b":"a","i":"1335397","t":"Region urged to back WW1 centenary Poppy Appeal","a":30},{"b":"a","i":"1335398","t":"Hawaiian Airlines Celebrates 30 Years Serving American Samoa\r\n\t\t\t\t\t\t\t\t\t\t\tAirline's Team K?kua volunteers celebrate service by raising proceeds and providing carpentry repairs for community's Hope House","a":31},{"b":"f","i":"1157559","t":"10 Things to Know for Today","a":32},{"b":"b","i":"1273468","t":"The Grommet Named to Boston Globe Magazine and The Commonwealth Institute's (TCI) 2014 list of Top 100 Women-Led Businesses in Massachusetts","a":33},{"b":"c","i":"1883768","t":"DailyCaller","a":34},{"b":"b","i":"1273472","t":"BizTimes accepts nominations for Health Care Heroes","a":35},{"b":"b","i":"1273475","t":"Beverly Hills News – BHUSD Boardmember Lewis Hall Files Response To Paysinger’s Complaint","a":36},{"b":"b","i":"1273445","t":"Crime Report","a":37},{"b":"b","i":"1273451","t":"Ebola epidemic could cost Fonterra $150m","a":38},{"b":"a","i":"1335375","t":"Urban Scoot Offers New Transportation Service In Austin - keyetv.com Austin News, Weather, Traffic KEYE-TV Austin - Top Stories","a":39},{"b":"a","i":"1335347","t":"Multiple drivers cited within hours of Uber launch","a":40},{"b":"a","i":"1335324","t":"We are called to ‘fear not’","a":41},{"b":"a","i":"1335328","t":"Tracy Morgan 'Still Struggling' After Accident, Attorney Says","a":42},{"b":"a","i":"1335329","t":"BUZ LIVINGSTON: Dutch pensions but first","a":43},{"b":"b","i":"1273399","t":"Overtime | The Augusta Chronicle","a":44},{"b":"b","i":"1273360","t":"Texas bank takes over after Chicago bank is fifth in state to fail in 2014","a":45},{"b":"c","i":"1883728","t":"Melissa McCarthy talks 'Ghostbusters 3' rumors","a":46},{"b":"c","i":"1883721","t":"Sen. Al Franken is trying hard to be boring \u2014 and succeeding","a":47},{"b":"a","i":"1335289","t":"Ukrainian Refugees Flee To Russian Arctic - Yahoo News UK","a":48},{"b":"a","i":"1335296","t":"Liow in US to seek assistance - Yahoo News Malaysia","a":49},{"b":"c","i":"1883707","t":"Ukrainian Refugees Flee To Russian Arctic","a":50},{"b":"b","i":"1273345","t":"GDP figures show our economic plan is working","a":51},{"b":"a","i":"1335268","t":"Protest held against arming Compton USD officers with assault rifles","a":52},{"b":"c","i":"1883702","t":"Was summer's homebuying pace really all that slow?","a":53},{"b":"b","i":"1273336","t":"Cenntro Automotive Launches Production of Citelec Line in Nevada Facility","a":54},{"b":"a","i":"1335246","t":"United States qualifies for the 2015 World Cup","a":55},{"b":"a","i":"1335253","t":"iPad Air 2 Still Can’t Beat Surface Pro 3","a":56},{"b":"b","i":"1273290","t":"Can Kathryn Bufano save Boston Store?","a":57},{"b":"a","i":"1335234","t":"Pantomime villain Luis back on stage","a":58},{"b":"a","i":"1335226","t":"District Governor speaks to hometown Rotarians","a":59},{"b":"e","i":"529996","t":"The Editor of High Times Magazine Steps Out from Behind His Pseudonym","a":60},{"b":"b","i":"1273261","t":"Enrique: Suarez will feature in El Clasico","a":61},{"b":"b","i":"1273236","t":"International Media Distribution and Eros International Offer Xfinity Subscribers Free Access to Select Bollywood Films Now Through Oct. 29\r\n\t\t\t\t\t\t\t\t\t\t\tIn honor of Diwali, four Bollywood films will be offered to all digital subscribers.","a":62},{"b":"d","i":"959572","t":"UCSF Medical Center Statement on Ebola Virus Preparations","a":63},{"b":"b","i":"1273212","t":"Ptarmigan Hunting Season Begins in Iceland","a":64},{"b":"c","i":"1883640","t":"Newark passenger hospitalized with fever; governors impose new Ebola quarantine policy","a":65},{"b":"b","i":"1273202","t":"IDEXX Laboratories, Inc. Is as Fit as a Butcher's Dog","a":66},{"b":"a","i":"1335175","t":"Boston's Marrero finds rhythm in Fall League play","a":67},{"b":"d","i":"959531","t":"CROSS COUNTRY: Cross country set to start postseason","a":68},{"b":"f","i":"1157394","t":"Site Search","a":69},{"b":"d","i":"959498","t":"Roundabout Oct. 27","a":70},{"b":"c","i":"1883617","t":"IDEXX Laboratories, Inc. Is as Fit as a Butcher's Dog","a":71},{"b":"b","i":"1273139","t":"McCoy returns to action with two rides at Chepstow","a":72},{"b":"b","i":"1273122","t":"News Wrap: NYC police call hatchet attack a \u2018terrorist act\u2019","a":73},{"b":"b","i":"1273129","t":"Advantech Wireless Increases Production Capacity of GaN Based Solid State Power Amplifiers and BUCs in Order to Meet Market Demand","a":74},{"b":"e","i":"529956","t":"Dolce, Gabbana NOT Guilty of Tax Evasion","a":75},{"b":"c","i":"1883600","t":"Sen. Al Franken is trying hard to be boring \u2014 and succeeding","a":76},{"b":"b","i":"1273119","t":"Company Launches Electric Vehicle Production in Sparks","a":77},{"b":"c","i":"1883575","t":"Six Sudanese Orphans Killed in Nuba by Islamic Bombs","a":78},{"b":"e","i":"529953","t":"Student Opens Fire at High School Near Seattle; Two Dead","a":79},{"b":"d","i":"959433","t":"Liow still on unfinished business with MH370, MH17","a":80},{"b":"e","i":"529937","t":"Google's Nest Acquires Smart Home Hub Startup Revolv To Control Every Device In Your Home","a":81},{"b":"b","i":"1273066","t":"RICO Republicans File Complaint Over Ballot Procedures","a":82},{"b":"b","i":"1273016","t":"Tiny Confirms Permanent Eye Color Change","a":83},{"b":"d","i":"959354","t":"Thanks to This Week's Advertisers","a":84},{"b":"c","i":"1883533","t":"Fond, and not-so-fond, remembrances of college football's poll system","a":85},{"b":"d","i":"959340","t":"Diodes Incorporated to Present at the Wells Fargo Securities Technology, Media and Telecom Conference on November 12","a":86},{"b":"c","i":"1883518","t":"Fond, and not-so-fond, remembrances of college football's poll system","a":87},{"b":"f","i":"1157330","t":"NY, NJ announce new Ebola quarantine policy; woman quarantined after Newark landing","a":88},{"b":"c","i":"1883508","t":"The Democratic Embrace of Al Sharpton","a":89},{"b":"f","i":"1157316","t":"Need to Know - Friday October 24, 2014","a":90},{"b":"d","i":"959277","t":"MAS flight diverted to Bali after passenger goes into labour","a":91},{"b":"d","i":"959225","t":"Malaysia's Growing Climate of Repression Gets Ignored","a":92},{"b":"c","i":"1883425","t":"Opponent's workers indicted on charges of burning Newark mayor's campaign bus","a":93},{"b":"d","i":"959213","t":"HealthEquity Appoints Matthew Sydney as Executive Vice President, Sales and Marketing","a":94},{"b":"d","i":"959214","t":"Much at stake for Hornets against Tigers","a":95},{"b":"c","i":"1883414","t":"Hillary Clinton Showers Elizabeth Warren With \u2018Love\u2019","a":96},{"b":"d","i":"959176","t":"Pain Begins to Spread as China's Home Prices Fall for Fifth Month","a":97},{"b":"c","i":"1883396","t":"Stocks Post Biggest Gains in More Than a Year","a":98},{"b":"e","i":"529903","t":"Google's Nest Acquires Smart Home Hub Startup Revolv To Control Every Device In Your Home","a":99},{"b":"g","i":"35377","t":"Watch... Kansas City Royals at San Francisco Giants Game 3 online..Royals v Giants World Series g3 live stream..Guthrie vs. Hudson","a":100}]

      100

      Suspect from Salt Lake City arrested in death of 2 California deputies